The Qualifier Plus IIIfx is the ideal real estate calculator for agents, brokers, loan officers and originators. It helps you determine real estate financial answers that you can share with your client at the open house, in your car or at the office. You can perform mortgage loan and financing problems with ease. Use the calculator to determine time-value-of-money problems as well as find loan amount, term, interest, payment and future value. It lets you include property tax, homeowner’s insurance, and mortgage insurance so you can calculate accurate loan requirements. You can use the calculator for your owner/buyer clients in addition to your clients who are looking to rent with rent vs buy and tax-savings calculations. The calculator helps you determine your commission, figure out reduction of listing price and date of escrow closing. It’s like having a financial professional in your hand.
internal rate of return (view larger).
Qualify home buyers right on the spot with the versatile, easy-to-use Qualifier Plus IIIFX real estate finance calculator (model 3430) from Calculated Industries. Perfect for all real estate finance professionals, including agents, brokers, bankers, mortgage originators, title officers, trainers, and more. The Qualifier Plus IIIx helps you pre-qualify clients quickly and easily, solve real estate finance problems instantly, and close home sales quickly.
In addition to both common and advanced real estate finance problems, it calculates multiple cash flows and internal rate of return (IRR), as well as net present and net future values (NPV/NFV).
Gain instant access to PITI and interest only payments, or figure out the blended rate and payment for combo loans. Complete taxes, insurance, and mortgage insurance for true PITI payments, figure amortization and balloon payments, and simplify complex ARMs including lifetime cap. Other features include bi-weekly and monthly loan comparisons, automatic sales price and down payment calculations, and completion of taxes, insurance, and mortgage insurance for true PITI payments. It also offers a built-in date-math function for closing and expiration dates, triple zero key that saves time and keystrokes.
It’s powered by two LR44 batteries, which provide up to 1,000 hours of battery life, and the Qualifier Plus IIIFX has an auto shut-off feature that turns the calculator off after about 8 to 12 minutes of non-use. It’s backed by a one-year limited warranty.
What’s in the Box
Calculated Industries 3430 Qualifier Plus IIIFX real estate finance calculator; protective slide cover; quick reference guide; pocket user’s guide; batteries
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SPEAKS YOUR LANGUAGE with keys clearly labeled in residential mortgage finance terms like Loan Amt, Int, Term, Pmt; this industry-standard calculator is super easy to use on all realty financing matters from finding a loan that works for your client to considering trust deeds investments, or finding remaining balances or balloon payments and more
CONFIDENTLY AND EASILY SOLVE clients’ financial questions whether they’re buyers, sellers, investors or renters. Increase your perceived professionalism as a new agent, experienced broker or seasoned loan officer. Close more home sales and impress your clients with fast, accurate answers to all their real estate finance questions from PITI Payments to IRR, NPV and Cashflows.
DEDICATED BUYER QUALIFYING KEYS let you enter client’s income, debt and expenses to pre-qualify them to only show properties they can afford. Include tax, insurance and mortgage insurance then compare loan options and payment solutions to give your client choices before they make an offer to buy
FIGURE OUT THE RIGHT LOAN for your client at the press of a button for jumbo, conventional, FHA/VA, or even 80: 10: 10 or 80: 15: 5 combo loans; check to see if ARMs or bi-weekly loans, quarterly payments or if interest-only payments are the answer; giving your client more choices; easily perform “what if” loan or TVM calculations – find loan amount, term, interest or PITI or PI payments
BECOME AN ‘INVALUABLE’ RESOURCE to your clients by reducing their confusion and uncertainty; ensuring they are able to make a purchase offer; knowing they can afford the down payment; and determining which is the right loan for them. Date-math for listings and contracts too. Comes with a protective slide cover, quick reference guide, pocket user’s guide, long-life battery, 1-year